Kotak Equity Savings Fund Overview
Category Equity Savings Fund
BMSMONEY Rank 1
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹25.07(R) +0.12% ₹27.38(D) +0.12%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 10.51% 10.35% 10.75% 9.4% 9.2%
LumpSum (D) 11.75% 11.53% 11.89% 10.44% 10.15%
SIP (R) 5.6% 11.85% 11.67% 10.87% 10.08%
SIP (D) 6.8% 13.08% 12.86% 11.99% 11.11%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.93 0.45 0.9 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.36% -2.66% -2.49% - 3.2%
Top Equity Savings Fund
Fund Name Rank Rating
Kotak Equity Savings Fund 1
Invesco India Equity Savings Fund 2
Edelweiss Equity Savings Fund 3
Sbi Equity Savings Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option 18.35
0.0200
0.1200%
Kotak Equity Savings Fund - Direct - Monthly Payout of Income Distribution cum capital withdrawal option 19.66
0.0200
0.1200%
Kotak Equity Savings Fund - Regular - Growth 25.07
0.0300
0.1200%
Kotak Equity Savings Fund - Direct - Growth 27.38
0.0300
0.1200%

Review Date: 17-01-2025

Kotak Equity Savings Fund is the best performing fund in the Equity Savings Fund category. The fund has delivered return of 10.51% in 1 year, 10.35% in 3 years, 10.75% in 5 years and 9.2% in 10 years. The category average for the same periods is 9.89%, 7.9%, 9.07% and 7.9% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 4.36, VaR of -2.66, Average Drawdown of -0.91, Semi Deviation of 3.2 and Max Drawdown of -2.49. The category average for the same parameters is 4.37, -4.29, -1.54, 3.09 and -3.77 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Kotak Equity Savings Fund direct growth option would have grown to ₹11175.0 in 1 year, ₹13872.0 in 3 years and ₹17536.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Kotak Equity Savings Fund direct growth option would have grown to ₹12438.0 in 1 year, ₹43772.0 in 3 years and ₹82886.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 4.36 and based on VaR one can expect to lose more than -2.66% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.93 which shows very good performance of fund in the equity savings fund category.


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -2.06
-1.40
-4.22 | 0.24 16 | 19 Poor
3M Return % -1.13
-0.77
-1.76 | 0.61 11 | 19 Average
6M Return % 0.59
1.30
-0.43 | 3.50 14 | 19 Average
1Y Return % 10.51
9.89
6.67 | 19.45 6 | 19 Good
3Y Return % 10.35
7.90
5.31 | 10.35 1 | 18 Very Good
5Y Return % 10.75
9.07
5.34 | 11.18 2 | 17 Very Good
7Y Return % 9.40
7.55
2.67 | 9.40 1 | 11 Very Good
10Y Return % 9.20
7.90
6.58 | 9.23 2 | 5 Very Good
1Y SIP Return % 5.60
6.41
3.26 | 12.99 13 | 19 Average
3Y SIP Return % 11.85
10.13
6.94 | 12.60 3 | 18 Very Good
5Y SIP Return % 11.67
9.87
7.58 | 11.67 1 | 17 Very Good
7Y SIP Return % 10.87
9.10
6.06 | 10.87 1 | 11 Very Good
10Y SIP Return % 10.08
8.62
7.02 | 10.08 1 | 5 Very Good
Standard Deviation 4.36
4.37
2.19 | 5.83 9 | 17 Good
Semi Deviation 3.20
3.09
1.57 | 4.09 9 | 17 Good
Max Drawdown % -2.49
-3.77
-7.58 | -1.16 5 | 17 Very Good
VaR 1 Y % -2.66
-4.29
-6.83 | -1.73 3 | 17 Very Good
Average Drawdown % -0.91
-1.54
-3.14 | -0.50 3 | 17 Very Good
Sharpe Ratio 0.93
0.32
-0.35 | 0.93 1 | 17 Very Good
Sterling Ratio 0.90
0.63
0.33 | 0.90 1 | 17 Very Good
Sortino Ratio 0.45
0.16
-0.13 | 0.45 1 | 17 Very Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -1.97 -1.32 -4.15 | 0.32 16 | 19
3M Return % -0.85 -0.54 -1.54 | 0.84 11 | 19
6M Return % 1.16 1.78 -0.18 | 3.96 13 | 19
1Y Return % 11.75 10.93 7.37 | 20.53 6 | 19
3Y Return % 11.53 8.97 6.14 | 11.53 1 | 18
5Y Return % 11.89 10.17 6.27 | 12.29 2 | 17
7Y Return % 10.44 8.63 3.57 | 10.44 1 | 11
10Y Return % 10.15 8.93 7.58 | 10.32 2 | 5
1Y SIP Return % 6.80 7.43 3.74 | 14.03 12 | 19
3Y SIP Return % 13.08 11.20 7.80 | 14.37 3 | 18
5Y SIP Return % 12.86 10.94 8.54 | 12.86 1 | 17
7Y SIP Return % 11.99 10.14 6.96 | 11.99 1 | 11
10Y SIP Return % 11.11 9.65 8.08 | 11.11 1 | 5
Standard Deviation 4.36 4.37 2.19 | 5.83 9 | 17
Semi Deviation 3.20 3.09 1.57 | 4.09 9 | 17
Max Drawdown % -2.49 -3.77 -7.58 | -1.16 5 | 17
VaR 1 Y % -2.66 -4.29 -6.83 | -1.73 3 | 17
Average Drawdown % -0.91 -1.54 -3.14 | -0.50 3 | 17
Sharpe Ratio 0.93 0.32 -0.35 | 0.93 1 | 17
Sterling Ratio 0.90 0.63 0.33 | 0.90 1 | 17
Sortino Ratio 0.45 0.16 -0.13 | 0.45 1 | 17
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.12 ₹ 10,012.00 0.12 ₹ 10,012.00
1W 0.31 ₹ 10,031.00 0.33 ₹ 10,033.00
1M -2.06 ₹ 9,794.00 -1.97 ₹ 9,803.00
3M -1.13 ₹ 9,887.00 -0.85 ₹ 9,915.00
6M 0.59 ₹ 10,059.00 1.16 ₹ 10,116.00
1Y 10.51 ₹ 11,051.00 11.75 ₹ 11,175.00
3Y 10.35 ₹ 13,436.00 11.53 ₹ 13,872.00
5Y 10.75 ₹ 16,661.00 11.89 ₹ 17,536.00
7Y 9.40 ₹ 18,756.00 10.44 ₹ 20,034.00
10Y 9.20 ₹ 24,105.00 10.15 ₹ 26,289.00
15Y

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 5.60 ₹ 12,361.20 6.80 ₹ 12,438.23
3Y ₹ 36000 11.85 ₹ 42,997.72 13.08 ₹ 43,772.11
5Y ₹ 60000 11.67 ₹ 80,480.70 12.86 ₹ 82,885.92
7Y ₹ 84000 10.87 ₹ 123,751.82 11.99 ₹ 128,809.46
10Y ₹ 120000 10.08 ₹ 202,378.08 11.11 ₹ 213,756.48
15Y ₹ 180000


Date Kotak Equity Savings Fund NAV Regular Growth Kotak Equity Savings Fund NAV Direct Growth
17-01-2025 25.0668 27.3817
16-01-2025 25.0373 27.3487
15-01-2025 25.0051 27.3127
14-01-2025 24.8932 27.1896
13-01-2025 24.7225 27.0023
10-01-2025 24.9891 27.2909
09-01-2025 25.1246 27.4381
08-01-2025 25.1766 27.494
07-01-2025 25.2198 27.5403
06-01-2025 25.2212 27.541
03-01-2025 25.4107 27.7454
02-01-2025 25.4339 27.7698
01-01-2025 25.3005 27.6234
31-12-2024 25.2724 27.5918
30-12-2024 25.2447 27.5607
27-12-2024 25.2824 27.5993
26-12-2024 25.2992 27.6169
24-12-2024 25.316 27.6334
23-12-2024 25.3135 27.6299
20-12-2024 25.3037 27.6166
19-12-2024 25.4526 27.7783
18-12-2024 25.4937 27.8223
17-12-2024 25.5943 27.9312

Fund Launch Date: 17/Sep/2014
Fund Category: Equity Savings Fund
Investment Objective: The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved
Fund Description: An open-ended scheme investing in equity, arbitrage and debt
Fund Benchmark: 5% NIFTY 50 ARBITRAGE + 25% Nifty 50 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.